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The Fast Answer: What to Do Right Now Here’s what you do immediately: Stop trying to force it. Every retry...

The Problem That Costs Restaurants Thousands: Understanding “Do Not Honor” I’ve watched restaurants lose $2,500+ per month because they didn’t...

What Does Decline Code 51 Actually Mean? Decline code 51 means one thing: insufficient funds. The cardholder’s bank said “no”...

What Does “SEC Violation” (Code 63) Mean on Your Credit Card Terminal? SEC Violation—or “Security Violation” code 63—is an ISO...

Decline codes are two- or three-digit alphanumeric codes returned by the issuing bank, processor, or payment network when a transaction...